Terms of Service

These Terms of Service ("Terms") govern your access to and use of the FinlyLife Services. By accessing or using the Services, you agree to be bound by these Terms.

Eligibility and Accounts

• You must provide accurate registration information and keep account credentials confidential.
• You are responsible for all activities occurring under your account.
• FinlyLife may suspend or terminate accounts for violations of these Terms or abuse of the Services.

Permitted Use

• You may use the Services only for lawful purposes and in compliance with applicable laws and regulations.
• You may not attempt to reverse engineer, disrupt, overload, scrape, or otherwise interfere with platform operations.
• You may not use the Services to transmit malicious code, fraudulent content, or unauthorized personal data.

Financial Guidance Disclaimer

FinlyLife provides educational and informational planning support only. The Services do not provide investment, tax, legal, accounting, or fiduciary advice. You remain solely responsible for financial decisions and should consult qualified professionals where appropriate.

Service Availability and Changes

FinlyLife may modify, suspend, or discontinue any feature at any time, with or without notice, to improve reliability, compliance, or product direction.

Limitation of Liability

To the maximum extent permitted by law, FinlyLife and its affiliates disclaim all implied warranties and shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Services.

Termination

You may stop using the Services at any time. FinlyLife may terminate or suspend access where necessary to protect users, enforce these Terms, or comply with law.