Quicken Learn
Quicken net worth doesn’t match accounts: how to reconcile
If Quicken net worth doesn’t match what your accounts show, the issue is usually scope, timing, or categorization. Use this process to reconcile systematically.
Ready for a clearer plan?
No bank passwords. AI opt-in. See exactly what data was used.
What you’ll need
- Quicken net worth report
- List of included accounts (from the report customization screen)
- Latest balances for 2–3 key accounts you’re comparing
Step-by-step checklist
- Confirm the account list: included vs excluded accounts in the report.
- Check the report as-of date and match your comparison balances to the same date.
- Verify credit cards and loans are included as liabilities (and not duplicated).
- Identify the largest mismatch and reconcile that account first.
- Repeat until remaining mismatches are small and explainable (timing/settlement).
Common pitfalls
- Comparing current online balances to a past as-of report date.
- Mixing cleared vs uncleared amounts in the comparison.
- Including both a loan and a linked property value incorrectly.
How FinlyLife fits
FinlyLife is designed to work alongside Quicken. You keep Quicken as your system of record, then export a Net Worth CSV as a snapshot when you want planning guidance.
Upload the snapshot to refresh balances, then ask questions and get next steps grounded in the household data you provided.
Start with the export guide if you haven’t yet: Export your Quicken Net Worth snapshot to CSV →
Ready for a clearer plan?
No bank passwords. AI opt-in. See exactly what data was used.
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